Team News Riveting
Raipur, July 29
Hidayatullah National Law University is the first amongst Nation Law Universities to implement an insurance scheme for its undergraduate and postgraduate students as part of its comprehensive Campus Health Initiative (CHI).
National Insurance Company has bagged the contract through competitive bidding. The policy will provide each student a cover of Rs 1 lakh. The benefits include cashless services in hospitals with consultation fee and diagnostic test as per the CGHS rates. There is also a provision for additional buffer of Rs 1 lakh for students, who may require above and over Rs 1 lakh as per medical exigencies and based on the instruction of the University.
Cashless admission and treatment are to be provided throughout the country in the approved and network hospital/nursing homes in every case with membership number/insurance card issued by the TPA. This will be mitigating the hardship of the student on emergency cash for treatment. The policy covers all diseases including Covid19 and its variants. In case the insured obtains treatment from a non-network hospital, the actual expenses of hospitalization or the upper limit of sum insured amount to be reimbursed to the beneficiary/insured directly under this policy scheme within 30 days on receipt of bills. The Company extends services to more than 7000 hospitals across India.
This scheme is accommodated within the component of medical fee of the fee structure and not charged additionally to the students.
Prof. Dr V C Vivekanandan, Vice-Chancellor of HNLU said, “The Pandemic was a game changer on the prioritization of health issues especially for residential universities. HNLU is the first amongst National Law Universities to implement this apart from the tie up with BALCO Medical Hospital for on-campus and off-campus medical facilities for its students.”
HNLU also hosts a multi-functional medical centre which serves as an out-Patient facility with male and female doctors visiting campus with a pre-fixed schedule. The University has also engaged this year the services of a professional lady psychologist for on campus and off campus consultation. The University also has an MoU with YourDOST, a premier online counselling service provider.
The University is also planning to have a basic pathological lab for minor tests in its medical centre. The University has two ambulances with dedicated drivers for service.
